Cookie Policy
Understanding how we use tracking technologies to improve your experience at nuveliqora.com
Last updated: January 2025
We use cookies and similar tracking technologies on nuveliqora.com to make your browsing experience smoother and more personalized. This policy explains what these technologies are, why we use them, and how you can control them.
When you visit our site, small text files called cookies get stored on your device. They help us remember your preferences, understand how you navigate our content, and improve our long-term budgeting tools for Australian users.
What Are Cookies?
Cookies are tiny data files that websites place on your computer or mobile device. They're widely used to make websites work more efficiently and provide useful information to site owners. Think of them as digital sticky notes that help websites remember who you are and what you've done on previous visits.
How We Use Them
At nuveliqora, we use cookies to enhance your financial planning experience. They help us remember your calculator settings, keep you logged in to your budgeting dashboard, and understand which resources are most helpful to our Australian audience. We never sell your cookie data to third parties.
Types of Cookies We Use
Essential Cookies
These are necessary for basic site functionality. Without them, you wouldn't be able to navigate our pages or use key features.
- Session management for logged-in users
- Security and fraud prevention
- Load balancing across our servers
Functional Cookies
These remember your choices and preferences to give you a more personalized experience each time you visit.
- Language and region settings
- Saved budget calculator inputs
- Display preferences and accessibility options
Analytical Cookies
We use these to understand how visitors interact with our site. This helps us identify areas for improvement and create better content.
- Page visit tracking and time spent
- Click patterns and navigation paths
- Error reporting and performance monitoring
Marketing Cookies
These track your activity across websites to help us deliver relevant educational content about financial planning topics that interest you.
- Content recommendations based on browsing
- Email campaign effectiveness measurement
- Interest-based educational material suggestions
Managing Your Cookie Preferences
You're in control of your cookie settings. Most web browsers automatically accept cookies, but you can modify your browser settings to decline them if you prefer. Keep in mind that blocking certain cookies might affect your experience on nuveliqora.com.
If you choose to disable cookies, some features like saving your budget templates or staying logged in won't work properly. Essential cookies required for basic functionality will still be used to ensure the site operates correctly.
Browser Settings
- Chrome: Settings → Privacy and security → Cookies
- Firefox: Options → Privacy & Security → Cookies
- Safari: Preferences → Privacy → Cookies
- Edge: Settings → Cookies and site permissions
- Opera: Settings → Privacy & security → Cookies
Data Retention and Storage
Different cookies have different lifespans. Session cookies disappear when you close your browser. Persistent cookies stick around for a set period, which varies depending on their purpose.
Our analytical cookies typically last up to two years, while functional cookies that remember your preferences might persist for up to 12 months. Marketing cookies usually expire after 90 days. You can delete any stored cookies through your browser settings at any time.
All cookie data is stored securely and handled in accordance with Australian privacy regulations. We regularly review our cookie usage and remove any that are no longer necessary for our operations.
Policy Updates
We occasionally update this cookie policy to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you through a banner on our site. The "last updated" date at the top of this page shows when the most recent revision was made.
Questions About Cookies?
If you have concerns about how we use cookies or want more information about our data practices, we're here to help.